Commercial Lending

Commercial Lender (Metro DC area, Manassas, Loudoun County, and Warrenton)

Reference Number: WMV5

Position Summary:
With limited supervision, originate and manage new and existing lending relationships. Market deposit and loan products to clients.

Responsibilities:
Call on potential clients to develop new loan and deposit business and retain or increase existing business relationships. Analyze loan requests, propose loan structures with appropriate pricing within the Bank's guidelines, and take them through the approval and closing process.

Minimum Qualifications:
High school degree or equivalent. College degree with a major in Business, Economics, Finance, or other related field. A minimum of 5 years commercial lending experience required. Proficiency in Microsoft Office Suite products; ability to multitask; excellent attention to detail, communication skills & organizational skills.

Commercial Portfolio Administrator (Reston)

Reference Number: WMV2

Position Summary:
Assist EVP, Senior lender in establishing new, and maintaining existing loan and deposit relationships. Support the loan administration department

Responsibilities:
Provide assistance to prospective and existing clients via telephone and e-mail. Pre-closing loan duties, setting up loan files, ordering title work and insurance, obtaining flood certifications, pulling credit reports, and assisting personnel in the Loan Administration Dept.

Minimum Qualifications:
High school degree or equivalent. College degree with a major in Business, Economics, Finance, or other related field. Minimum 5 years experience in the banking industry; experience in commercial lending and/or with loan documents. Proficiency in Microsoft Office Suite products; ability to multitask; excellent attention to detail, communication skills & organizational skills.

Senior Credit Analyst (Reston)

Reference Number: WAV5

Position Summary:
To expedite the prompt, thorough and accurate, analysis of credit requests. Prepare and assist in the completion of concise summaries of credit requests, as simple and readable as possible, for approval or declination by loan committee.

Responsibilities:
Candidate is responsible for expediting the prompt, thorough and accurate, analysis of credit requests. Candidate will obtain packages from the lenders and will prepare a summary of the business, products, and services. They will analyze market, competition, principals, experience and education, historical financial information, present condition and cash flow ability. Perform analysis for periodic reviews of existing credits. Prepare financial spreads for loan department personnel. Good analytical ability and strong math aptitude required. Supervise and train junior credit analysts as required.

Minimum Qualifications:
High school degree or equivalent. Bachelors in finance, business, or economics preferred. 5-7 year's experience in financial analysis and lending to customers typical to a community banking environment. Proficiency in Microsoft Office Suite products; ability to multitask; excellent attention to detail, communication skills & organizational skills required.

Portfolio Manager/Commercial Lending Officer (Reston)

Reference Number: WAV3

Position Summary:
To expedite the prompt, but thorough and accurate, analysis of credit requests. Prepare complete, concise summaries of credit requests, as simple and readable as possible, for approval or declination by loan committee. Draft proposal letters, and, upon approval, commitment letters. Assemble documentation and coordinate with loan officers, borrowers, attorneys, appraisers, title insurance companies and others to bring loans to closing. Follow up to ensure documentation of loan is complete. Perform analysis for periodic reviews of existing credits.

Responsibilities:
In this capacity candidate will further develop our procedures in the areas of monitoring, & reporting. Responsible for monitoring, reporting, and making reserve recommendations for Watch List credits. Obtain application packages from lenders, including description of borrower's business, principals, financial statements, tax returns, nature of request, terms, collateral, and other facts.

Minimum Qualifications:
High school degree or equivalent. College degree with a major in Business, Economics, Finance, or other related field. Candidate must have at least 2 year's experience in financial analysis and lending to customers typical to a community banking environment. Proficiency in Microsoft Office Suite products; ability to multitask; excellent attention to detail, communication skills & organizational skills.

Private Banking Loan Officer (Reston or Tyson's)

Reference Number: WMV9

Position Summary:
Provide services to professional customers seeking personal and confidential attention to their unique financial needs. Understand customer's financial situation and applies their knowledge of all types of products and services. Consults with/advises their customers and offer appropriate financial solutions.

Responsibilities:
Responsible for calling on and marketing credit driven products designed for financial planners, CPAs, lawyers, doctors and investment bankers. Meets with customers to discuss personal financial needs and recommends ways in which the company can serve and meet their needs. Provides customer service to assigned accounts.

Minimum Qualifications:
High school degree or equivalent. College degree required. A minimum of 5-years experience in underwriting and managing asset backed loans, high end residential construction loans and commercial mortgage loans required. Proficiency in Microsoft Office Suite products; ability to multitask; excellent attention to detail, communication skills & organizational skills.

Residential Lender (Reston)

Reference Number: WAV6

Position Summary:
Candidate will originate, close and manage new & existing lending relationships with residential borrowers while adhering to loan policy guidelines. Partners with the mortgage company to generate cross referral business.

Responsibilities:
Call on potential clients to develop new loan and deposit business and retain or increase existing business relationships. Knowledge of appraisals, title insurance and legal disclosures is a must. Obtain signed application/disclosure packages, including all financial and asset statements and credit reports to analyze loan request.

Minimum Qualifications:
High school degree or equivalent. A college degree with a major in Business, Economics, Finance, or other related field. Prior Banking or Mortgage experience required. Proficiency in Microsoft Office Suite products; ability to multitask; excellent attention to detail, communication skills & organizational skills.

Please forward your cover letter, resume, and salary requirements to: Human Resources, at fax - 703-766-3393 or email careers@accessnational.com.