Access National Bank
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Deposit Products

Personal Savings

Access National Bank has personal banking savings solutions to meet financial needs of individuals, shareholders, business owners and employees of our business clients. We have experienced personal bankers to help you choose savings products and services to meet your immediate and long term financial goals.

Call or visit a banking center near you for a consultation with a personal banker. Banking Center Locations

Savings Options Tailored To Account Details Minimum to Open
Professional Money Market1
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Individuals, joint, custodial Earn a high yield for your banking relationship. Requires a combining a primary checking account, direct deposit, and debit card to qualify for higher yield. $1,000
Money Market1
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Individuals, joint, custodial This money market account does not require a checking account to earn a competitive yield. $1,000
Savings2
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Individuals, joint, custodial Earn a competitive yield on funds set aside for future projects or major purchases. $1,000
Individual Retirement Account (IRA)
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Individuals Earn a competitive yield on your retirement funds in money markets or certificates of deposit. Traditional, Roth, or Sep IRA is available. $1000
Certificate of Deposit (CD)3
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Individuals, joint, custodial Earn a competitive yield on a variety of certificate of deposit terms. Interest is credited monthly. Additional deposits are not accepted. $10,000
CDARS4
Certificate of Deposit Account Registry Service
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Individuals, joint, custodial Deposits are eligible for multi-million dollar FDIC insurance coverage through one institution. CDARS offers a variety of rates and terms, please contact your banker or banking center for more information. $250,000

Customer Identification Program

In accordance with Section 326 of the USA PATRIOT Act signed October 26,2001,all persons are subject to the identity verification requirements even though they may be a long term customer of and well known to the Bank. For the purpose of the regulation an "account" includes every formal banking relationship that entails ongoing services, dealings or transactions. Some examples are a deposit account, loan, trust relationship or safe deposit box rental. If you request to open an account or become a signatory on an account with the Bank and the Bank has not previously verified your identity under the new regulatory requirements, the Bank will request documentary verification of your identity, such as driver's license or passport and/or it will verify your identity through other non-documentary methods. Similar identification requirements apply to business entities such as corporations and partnerships. In all cases protection of our customers' identity and confidentiality is the Bank's pledge to you.

1 Transfers to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six (6) per statement cycle with no more than three (3) by check, draft, debit card or similar order to third parties. An additional withdrawal fee of $10 will be charged for each transaction in excess of the above limitations.

2 Unlimited in person or ATM withdrawals. Online transfers from a savings account are limited to 3 per statement cycle. A $10.00 fee for each transfer over this limit will be incurred.

3 Partial withdrawals of principal are allowed. Amount withdrawn subject to the following penalties: 30 Day up to 1-Year: Three (3) months interest whether earned or not at nominal (simple) interest rate. Over 1 - Year: Six (6) months interest whether earned or not at the nominal (simple) interest rate.

4 CD's issued through CDARS function like traditional CDs in that they have designated maturities and are subject to early withdrawal penalties.

ANCX - Nasdaq listed FDIC Equal Housing Lender
Access National Mortgage

NMLS ID: 408540