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Personal CDARS

Access FDIC protection on multi-million dollar CD investments through Access National Bank.

CDARS® , the Certificate of Deposit Account Registry Service®. It is one of the easiest, most convenient ways to access multi-million-dollar FDIC insurance on large deposits.

Everything is handled through our bank. Your large deposit is broken into smaller amounts and placed with other banks that are members of the CDARS Network. Then those banks issue CDs in amounts under the standard FDIC insurance maximum ($250,000) so that both principal and interest are eligible for FDIC insurance. By working directly with just one institution, Access National Bank, you can receive insurance coverage from many institutions. And, you receive just one regular consolidated account statement.

CDARS Benefits:

  • Peace of Mind - Using the CDARS service, provides access to multi-million-dollar FDIC insurance on CD investments.
  • Work with Only One Financial Institution - Work directly with Access National Bank, your trusted partner to secure your large deposits.
  • Receive Only One Statement - Receive one regular statement detailing CD investments thus eliminating the time it takes to manually consolidate statements at the end of each month, quarter, or year.
  • Offers a Wide Variety of Maturities - Select from various maturities - ranging from 4 weeks to 260 weeks (5 years) - and choose the terms that best suits investment needs.

For more information on CDARS rates and terms, please contact a banking center or email us.

Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.

CDs issued through CDARS function like traditional CDs in that they have designated maturities and are subject to early withdrawal penalties.


ANCX - Nasdaq listed FDIC Equal Housing Lender
Access National Mortgage

NMLS ID: 408540