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Consumer Borrower's Checklist

To expedite the loan process, we are providing you with a list of documents that will be required in order to process your loan application. Please consult with your loan officer for more information on your individual loan requirements.

Verification of income

  • Earnings statement: W-2 forms, recent pay stubs and tax returns for the past two years;
  • If you are self-employed; profit loss statements and tax returns for the current year and previous two years;
  • Additional income: social security, overtime bonus, commissions, interest income and so on.

Verification of your assets

  • List of Bank account numbers, the address of your bank branch, checking and savings account statements for the previous 2-3 months;
  • List of savings bonds, stocks or investments and their approximate market values;
  • Copies of titles of any motor vehicles that are paid in full.

Information about the purchase

  • Copy of the ratified purchase contract;
  • If you made a deposit to the seller, supply a copy of the canceled deposit check.

Your debts

  • Credit card bills for the past few billing periods;
  • Other consumer debt such as car loans, furniture loans, student loans and other personal and cosigned installment loans with creditor addresses and phone numbers;
  • Evidence of mortgage and /or rental payments;
  • Copies of alimony or child support.

Note: Borrowers may be required to provide additional documentation during the underwriting process.

ANCX - Nasdaq listed FDIC Equal Housing Lender
Access National Mortgage

NMLS ID: 408540