Bonds & Fixed Income

Fixed income investing offers investors several key benefits:

  • Diversification: Help reduce volatility in your portfolio
  • Income: Fixed income interest helps supplement other income sources
  • Tax Advantages: Some fixed income investments are exempt from federal and/or state income taxes

We will help you choose from many fixed income investment options to diversify your portfolio or meet your investment objectives. These include:

  • Corporate bonds
  • Municipal bonds
  • Government bonds
  • U.S. Treasury bonds

Each of these types of bonds have different tax implications and your Middleburg Investment Services advisor will work with you to determine the most suitable vehicles for your needs.

Additionally, Certificate of Deposits can play an important role in your fixed income strategy due to the predictability of investment return they provide.

Bonds are subject to market and interest rate risk if sold prior to maturity.  Bond values will decline as interest rates rise and bonds are subject to availability and change in price.  There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio.  Diversification does not protect against market risk.  CD's are FDIC Insured and offer a fixed rate of return if held to maturity.