Equal Housing Lender.
Deposit Rates
DEPOSIT ACCOUNT RATES
Effective: February 1, 2019
| PRODUCTS | ANNUAL PERCENTAGE YIELD (APY) | MINIMUM TO OPEN |
|---|---|---|
| Checking | ||
| Personal | ||
| Free Checking | This account does not pay interest. | $25 |
| Hunt Club Checking | $500 | |
| $ 0.01+ | 0.05% | |
| Money Matters Checking | $1,000 | |
| $0 - $19,999 | 0.10% | |
| $20,000 - $99,999 | 0.20% | |
| $100,000+ | 0.30% | |
| Executive Checking (employer must be an account holder) |
$500 | |
| $0 - $9,999 | 0.10% | |
| $10,000+ | 0.15% | |
| Business | ||
| Commercial Checking (Analyzed)1 | This account does not pay interest. | $1,000 |
| Business Checking2 | This account does not pay interest. | $1,000 |
| Business NOW3 | $500 | |
| $0 - $24,999 | 0.10% | |
| $25,000 - $74,999 | 0.10% | |
| $75,000 - $499,999 | 0.15% | |
| $500,000 - $1,999,999 | 0.15% | |
| $2,000,000+ | 0.20% | |
| IOLTA/MD Affordable Housing Trust | ||
| $0+ | 0.10% | |
| Money Market | ||
| Personal | ||
| Personal Money Market | $1,000 | |
| $0 - $9,999 | 0.05% | |
| $10,000 - $24,999 | 0.05% | |
| $25,000+ | 0.10% | |
| Relationship Personal MMA (requires primary checking) |
$1,000 | |
| $0 - $24,999 | 0.05% | |
| $25,000 - $49,999 | 0.10% | |
| $50,000+ | 0.15% | |
| Business | ||
| Business Money Market | $1,000 | |
| $0 - $9,999 | 0.05% | |
| $10,000 - $24,000 | 0.05% | |
| $25,000 - $499,999 | 0.10% | |
| $500,000 - $999,999 | 0.10% | |
| $1,000,000+ | 0.15% | |
| Relationship Business MMA (requires primary business checking) |
$1,000 | |
| $0 - $24,999 | 0.05% | |
| $25,000 - $49,999 | 0.10% | |
| $50,000 - $99,999 | 0.15% | |
| $100,000+ | 0.20% | |
| Certificates of Deposit | ||
| Personal & Business | ||
| 30 - 181 Days | 0.50% | $10,000 |
| 182 - 364 Days | 0.75% | $10,000 |
| 6 Month | 0.75% | $10,000 |
| 9 Month | 1.00% | $10,000 |
| 1 Year | 1.40% | $10,000 |
| 14 Month | 1.40% | $10,000 |
| 18 Month | 1.50% | $10,000 |
| 2 Year | 1.70% | $10,000 |
| 2 1/2 Year | 1.75% | $10,000 |
| 3 Year | 1.90% | $10,000 |
| 4 Year | 2.00% | $10,000 |
| 5 Year | 2.10% | $10,000 |
| 6 Year | 2.20% | $10,000 |
| 7 Year | 2.30% | $10,000 |
| Special Rate CDs & IRAs | ||
| 13 Month | 2.20% | $5,000 |
| 19 Month | 2.50% | $5,000 |
| 30 Month | 2.55% | $5,000 |
| 59 Month | 3.00% | $5,000 |
- Commercial Checking (Analyzed) is an analyzed account which generates a premium earnings credit to offset transaction and treasury service fees.
- Business Checking allows up to 300 items (checks, deposit tickets and deposited checks) per month with no transaction fee, then $0.30 per item.
- Business NOW is available to sole proprietors, nonprofits and government agencies.
Rates are subject to change without notice and fees may reduce earnings. Please refer to the "Business Pricing Guide" for any terms, conditions and fees associated with the accounts listed above. For tiered rate accounts, on any day that the collected balance is within a specific tier, the interest rate and APY for that tier will be applied to the entire collected balance for that day. For certificates of deposit, the APY assumes interest will remain on deposit until maturity; an early withdrawal will result in a penalty and reduce earnings.
Access National Bank is a division of Union Bank & Trust of Richmond, Virginia. Union Bank & Trust is not a national bank and is not regulated by the Office of the Comptroller of the Currency.
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