Download The App!

Member FDIC. Equal Housing Lender.
Middleburg Bank, a division of Access National Bank.

Deposit Rates

Print Chart

DEPOSIT ACCOUNT RATES
Effective: August 7, 2017
PRODUCTS ANNUAL PERCENTAGE YIELD (APY) MINIMUM TO OPEN
Checking
Personal
Personal Checking This account does not pay interest. $500
Hunt Club Checking   $500
$ 0.01+ 0.05%  
Money Matters Checking   $1,000
$0 - $19,999 0.10%  
$20,000 - $99,999 0.20%  
$100,000+ 0.30%  
Shareholder Interest Checking
(must be ANCX shareholder)
  $1,000
$0 - $9,999 0.05%  
$10,000+ 0.20%  
Executive Checking
(employer must be an account holder)
  $500
$0 - $9,999 0.10%  
$10,000+ 0.15%  
Business
Commercial Checking1 This account does not pay interest. $1,000
Small Business Checking2 This account does not pay interest. $1,000
Community Cares Checking
(for nonprofits only)
  $500
$0 - $19,999 0.10%  
$20,000 - $99,999 0.20%  
$100,000+ 0.30%  
Business NOW3   $500
$0 - $24,999 0.10%  
$25,000 - $74,999 0.10%  
$75,000 - $499,999 0.15%  
$500,000 - $1,999,999 0.15%  
$2,000,000+ 0.20%  
IOLTA/MD Affordable Housing Trust    
$0+ 0.10%  
Money Market
Personal
Personal Money Market   $1,000
$0 - $9,999 0.05%  
$10,000 - $24,999 0.05%  
$25,000+ 0.10%  
Relationship Personal MMA
(requires primary checking)
  $1,000
$0 - $24,999 0.05%  
$25,000 - $49,999 0.10%  
$50,000+ 0.15%  
Business
Business Money Market   $1,000
$0 - $9,999 0.05%  
$10,000 - $24,000 0.05%  
$25,000 - $499,999 0.10%  
$500,000 - $999,999 0.10%  
$1,000,000+ 0.15%  
Relationship Business MMA
(requires primary business checking)
  $1,000
$0 - $24,999 0.05%  
$25,000 - $49,999 0.10%  
$50,000 - $99,999 0.15%  
$100,000+ 0.20%  
Certificates of Deposit
Personal & Business
30 - 181 Days 0.15% $10,000
182 - 364 Days 0.40% $10,000
6 Month 0.40% $10,000
9 Month 0.50% $10,000
1 Year 0.90% $10,000
14 Month 0.90% $10,000
18 Month 0.95% $10,000
2 Year 1.10% $10,000
2 1/2 Year 1.10% $10,000
3 Year 1.20% $10,000
4 Year 1.45% $10,000
5 Year 1.65% $10,000
6 Year 1.75% $10,000
7 Year 1.90% $10,000
  1. Commercial Checking is an analyzed account which generates a premium earnings credit to offset transaction and treasury service fees.
  2. Small Business Checking allows up to 200 items (checks, deposit tickets and deposited checks) per month with no transaction fee, then $0.25 per item.
  3. Business NOW is available to sole proprietors, nonprofits and government agencies.

Rates are subject to change without notice and fees may reduce earnings. Please refer to the "Business Pricing Guide" for any terms, conditions and fees associated with the accounts listed above. For tiered rate accounts, on any day that the collected balance is within a specific tier, the interest rate and APY for that tier will be applied to the entire collected balance for that day. For certificates of deposit, the APY assumes interest will remain on deposit until maturity; an early withdrawal will result in a penalty and reduce earnings.

We Succeed Because Our Clients Do