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Middleburg Bank, a division of Access National Bank.

News & Announcements

Access National Bank Extends 16-Year Partnership with Brain Injury Services

Access National Bank ("Access") is committed to making a difference in the community and is proud to continue its 16-year partnership with Brain Injury Services (BIS) with a $25,000 contribution to children and adults in need. Tom Ciolkosz, VP, Nonprofit Segment Team Leader facilitates the relationship between Access and BIS. Ciolkosz's financial expertise assists in strategically guiding the organization by serving as a member of the BIS Board of Directors.

"The magnitude of the contributions Access National Bank has made over the years to Brain Injury Services is humbling," Denise Hyater, BIS Executive Director, said. "Brain Injury Services is profoundly grateful to Access National Bank for their continuing philanthropic and leadership support. They are a longstanding partner in our effort to help local survivors of acquired brain injuries benefit from individually-managed, person-centered care and resources designed to address their post-acute needs. We thank Access National Bank and look forward to our ongoing partnership."

Pictured from L-R: Michael Clarke (Access National Bank), Denise Hyater (Brain Injury Services), Tom Ciolkosz (Access National Bank), Kendel Paulsen (Brain Injury Services).

About Brain Injury Services:

Brain Injury Services (BIS) has taken a leadership role in developing community-based services for brain injury. BIS takes pride in serving over 500 survivors and their families each year helping them build the skills and confidence they need to lead a productive, fulfilling life. Visit their website at

Access National Bank Named 2017 NVAR Affiliate of the Year

Access National Bank is this year's recipient of the Northern Virginia Association of REALTORS® (NVAR) Affiliate of the Year award. Read the official press release to catch up on this year's NVAR Installation and Appreciation Ceremony. Thank you to our friends at NVAR for your continued support!

Pictured L-R: Marshall Chapman, Mortgage Loan Officer, Access National Mortgage; Tom Ciolkosz, VP, Nonprofit Segment Team Leader, Access National Bank; Michael Clarke, CEO, Access National Bank; Bob Adamson, Chairman, NVAR Board. Photo courtesy of NVAR.

Roy L. Giese Joins Access National Bank as Senior Vice President, Commercial Lending to Launch Automotive Dealership Banking Division

December 19, 2017 —  Access National Bank (“Access” or the “Company”) is pleased to announce that Roy L. Giese has joined Access National Bank as a Senior Vice President in the Commercial Lending division. Mr. Giese will be concentrating on Automotive Dealership Banking.

Mr. Giese is a tenured automotive dealership banking expert with more than 30 years of experience managing dealer relationships in Virginia and Metro DC. He previously oversaw the Automotive Dealership Banking Teams for First Virginia Bank and BB&T. He is active in the Washington Area New Auto Dealers Association (WANADA) and the Virginia Automobile Dealers Association (VADA).

“Access National Bank’s entrepreneurial spirit melds well with the Automobile Dealership industry,” Giese said. “I look forward to continuing to serve local auto dealerships with targeted financial services.”

Mr. Giese lives in Springfield, Virginia. He is a graduate of Gettysburg College and the Banking School of the South at Louisiana State University.

“With Roy’s wealth of experience in the automotive industry, our new Automotive Dealership Banking division has a promising future ahead for the Company and our clients,” said Michael W. Clarke, CEO of Access National Bank. “We are fortunate to have someone of Roy’s caliber join our dynamic organization.”

Access National Bank and Middleburg Bank, a Division of Access National Bank, Welcome John Dane, Senior Vice President and Team Leader at Richmond Branch

December 12, 2017 — Access National Bank (“the Bank” or “Access”) and Middleburg Bank (“Middleburg”), a division of Access National Bank, welcome John G. Dane, SVP and Team Leader in the Bank’s Richmond market.

“I am excited to be part of Access National,” Dane said. “There is no other community bank headquartered in Virginia that can deliver the same level of industry expertise and client-focused service.”

He is a native of the Tri-Cities area and later went to study at the College of William & Mary in Williamsburg, Virginia. He holds an MBA from the Sawyer School of Management at Suffolk University in Boston.

Dane began his banking career with BB&T in its Management Development Program and subsequently placed as a Small Business Banker at their branch in Chester, Virginia.

As his career progressed, Dane worked at other community banks in the Richmond area as a Commercial Lender and Special Assets Officer before electing to work in Correspondent Banking at Community Bankers’ Bank in Midlothian, Virginia.

Outside of banking, Dane was appointed by then Gov. Bob McDonnell to the Virginia College Building Authority, which provides financing for capital projects and educational equipment for state higher education institutions and a “conduit financing mechanism” for private, nonprofit higher education institutions. He now serves as vice chair.

“Access National and Middleburg pride themselves on being community-focused banks,” said David Leudemann, EVP, Commercial Banking for Middleburg. “John’s from Richmond and understands the needs of this diverse community. That, coupled with his invaluable industry expertise, will benefit current and prospective Richmond-based clients as Access and Middleburg move forward post-merger.”

In addition to his industry repertoire, Dane currently serves on the Commonwealth Catholic Charities Board and the Partnership for Families Board. He is also a member of the River City Rotary, previously serving as the organization's Charter President.

Dane resides in Midlothian with his wife, Maria, and sons Gavin, 7, and Sullivan, 18 months.

“As a native of Richmond, I know the Access National model will be well-received by many Richmond businesses,” Dane said, “both big and small.”

Access National Bank continues to enhance its focus on Government Contractor Lending

December 5, 2017 — Access National Bank ("the Bank") is expanding its Government Contracting ("GovCon") division to provide amplified services for this critical industry.

The most strategic and vital component to the Bank’s involvement in the GovCon community is a tenured staff with a combined 150+ years of industry experience which they leverage to provide on-target, customized solutions to each client.

Under the new leadership of Adam Nalls, SVP, Commercial Lending and Government Contracting Team Leader, the GovCon segment of the Bank provides a creative approach to asset-based lending, merger & acquisition (M&A) financing, and leveraged financing.

Mr. Nalls is an eight-year veteran of Access National, and is involved with the Small and Emerging Contractors Advisory Forum (SECAF).

“The Washington, D.C. Metro area thrives on government contracting, and this sector is at the very core of our customer base,” Nalls said. “As a local bank, Access National understands the industry in both a business and geographical sense.”

Most recently, the Bank welcomed Michael Marsden, VP, Government Contract Lending. He adds more than 25 years of banking and commercial financing experience, and has financed more than 400 companies – most with a concentration in GovCon.

Marsden is a committee member of the National Defense Industrial Association (NDIA) and is an active member of the National Contract Management Association (NCMA). He also volunteers on weekends at Vinson Hall, a retirement community in McLean, Virginia for retired officers from the United States Military.

“Having been part of this industry for so long, I’ve witnessed a sundry of banking processes,” said Marsden. “Access National Bank’s innovative banking platforms provide government contractors the logistics they seek on an individual level.”

President Mark Moore joined the Bank in 2016, having previously worked in the GovCon and technology sectors for more than 30 years. Along with more than two decades of commercial banking focus in these sectors, Moore served as a partner at two distinguished investment banking firms, specializing in M&A advisory services, private equity investments, and capital formation support. He is also involved with SECAF with Mr. Nalls.

Additionally, the Bank offers the benefit of being a Preferred SBA lender to assist in growing government contracting organizations of all sizes. With the recent merger with Middleburg Bank, Access National Bank has increased its legal lending limit to $35 million, and is now able to offer the benefits of Middleburg Bank’s trust banking and wealth services platforms.

Middleburg Bank, a Division of Access National Bank, is hosting a Small Business Keys to Financial Success Financial Education Symposium on January 17, 2018

November 30, 2017 — Middleburg Bank, a Division of Access National Bank, will be hosting a Small Business Keys to Financial Success Financial Education Symposium (“the Symposium”) on Wednesday, January 17, from 6 p.m. to 8 p.m. at the Middleburg Community Center (inclement weather date of January 24, 2018). The purpose of the Symposium is to offer local business owners financial resources to help them grow and sustain their business. Light fare and beverages will be provided.

This inaugural event is part of a larger effort by Access National Bank, and its Middleburg Bank division, in partnership with the Town of Middleburg and other local leaders to lend success tips to the small business-driven communities of Middleburg, Aldie, Upperville, The Plains, Marshall and Delaplane.

Economic experts and financial industry leaders featured at the Symposium include: Jamie Gaucher, Business & Economic Developer for the Town of Middleburg; Beth Wilson, Vice President of Business Finance Group; Michael Clarke, CEO of Middleburg Bank; and Ted Lauer, SVP of Commercial Lending of Access National Bank.

“As a community-focused bank, we believe in these sorts of ‘grassroots efforts’ to support the small business backbone of our economy,” commented Michael Clarke, CEO of Middleburg Bank. “Our role as a trusted financial advisor is to provide relevant resources on a more personal level with the objective of fostering a community of thriving small businesses.”

The Town of Middleburg Business and Economic Development Director, Jamie Gaucher, said of the partnership with Middleburg and Access National Bank that “the Symposium is part of the Town’s focus on encouraging entrepreneurship, by providing a forum to discuss strategic financial tactics from which small businesses can benefit.”

The Middleburg Community Center is located at 300 West Washington Street/P.O. Box 265, 

Middleburg, VA 20118. To register online, Click Here

Access National Bank Grabs Greater Market Share in Greater Washington

October 11, 2017 — Access National Bank grabbed greater market share in the Greater Washington region, jumping from No. 20 to No. 16. Read the full Washington Business Journal article.

Access National Bank is Now Open in Arlington

June 26, 2017 — Access National Bank is pleased to announce the opening of its new Arlington Financial Service Center, located at 2300 Wilson Blvd., Suite 100 Arlington, VA 22201 — in the heart of the Courthouse neighborhood. The office is managed by veteran Arlington banker, Athena Ullrich, Vice President, who can be reached at 703-871-5721 or by email at

The opening of this new Financial Service Center will allow Access National to better support Arlington’s vibrant business and nonprofit community. The Bank offers extensive experience in several key industries including CPA Firms, Legal Services, Medical Practices, National Trade Associations, Nonprofits and Government Contractors.

“We have been trusted advisors to our clients in Arlington for many years,” said Michael W. Clarke, CEO. “We are thrilled to bring our business banking expertise and style of proactive relationship banking to the commercial epicenter of Arlington with truly exceptional bankers led by Athena, further solidifying us as the community bank of choice for local businesses.” Clarke concluded, “Along with our new partners at Middleburg Financial Corporation with whom we merged in April, this new Arlington location is a clear signal that we are still hiring and continuing to expand in metro DC as the bank built for business.”

Access National Bank’s Merger with Middleburg Bank is Complete

April 3, 2017 — Access National Bank has completed its previously announced merger with Middleburg Bank, creating a $2.8 billion-asset bank ranked fifth in deposit market share among Virginia-based banks under $10 billion in assets. Read the full press release. This strategic merger, that legally closed on April 1, 2017, allows us to better serve our clients with an increased lending limit, a broader range of products and services, and a more expansive geographic footprint. Here are answers to some frequently asked questions:




Will the name of the bank change?

  • No. Access National Corporation is the holding company and Access National Bank is the lead brand. You will continue to see Access National Bank signs where you see them today. Corporate headquarters will remain in Reston.
  • While Access is the surviving entity in the merger, we are also preserving the strong Middleburg Bank brand along with those for Middleburg Investment Services and Middleburg Trust Company, each of which will operate as a division of Access National Bank. We will leverage the strengths of these brands along with those of Access National Bank including Access National Mortgage, Access Capital Management, Access Investment Services and Capital Fiduciary Advisors. As a result of this strategic merger, we will be able to offer our clients greater benefits in banking, mortgage and wealth services.

Should I expect any changes? What does the combination with Middleburg Financial mean for my local branch?

  • Right now, it’s business as usual. You can continue banking as you always have with us, using your local branch, our online platform and other digital services. And, of course, your relationship manager is here to serve you. We expect to complete full integration of our computer systems in early August, at which time you’ll gain the convenience of additional locations, where you may transact business.
  • We will preserve Access National Banking Centers in the communities where we are currently located and, following systems integration in August, will have additional locations to serve you. Middleburg Bank branches will operate as a division of Access National Bank and the computer systems at those locations will convert to Access in early August.
  • What’s not changing is our commitment to delivering personal service and tailored financial solutions.

What will happen to my accounts? Should I use the same checks, online login credentials and other banking services?

  • There will be no changes to your banking products and services at this time.
  • Keep using your checks and online banking services as you do today.
  • Middleburg Bank’s systems will convert to Access National’s in early August. We do not expect any impact on Access National clients and, of course, will work to ensure a smooth transition for Middleburg Bank clients.
  • If there are any changes in the future, you will be notified well in advance. Be assured, whenever possible we will construct any changes so that you will not be required to take action.

If I have deposit accounts at Middleburg Bank as well as Access National, are those deposits insured separately by the FDIC?

  • The deposits at Access National Bank and Middleburg Bank continue to be insured separately for at least six months after the merger. Special rules for certificates of deposit may extend that period.
  • This six-month grace period provides depositors the opportunity to restructure accounts, if desired. Learn more about FDIC coverage.

Who can I contact if I have any more questions?

If you have any questions or wish to discuss the merger, please do not hesitate to contact us as you normally would. All of our associates are committed to serving your needs just as we always have.

Access National Bank Extends Its 15-Year Partnership with Brain Injury Services

February 9, 2017 —  Access National Bank is committed to making a positive difference in the community and is proud to announce its continued support of and long-time partnership with Brain Injury Services (BIS) in the form of a $25,000 contribution. For more than 15 years, the Bank has forged a great working relationship with BIS that extends far beyond providing financial support. Year-after-year, Bank staff faithfully volunteer their time and talents at the annual BIS golf tournament fundraiser. Additionally, the Bank’s Nonprofit Segment Team leader, Tom Ciolkosz, has actively served as the Secretary and Treasurer of the BIS Board.

“As a community bank with longstanding ties to Brain Injury Services, we embrace our responsibility to help the efforts of an organization that plays such a vital role in providing assistance to empower people living with head trauma related disabilities,” said Michael W. Clarke, Access National Bank, CEO. “We also feel privileged to be able to share our nonprofit industry expertise that has helped contribute to the organization’s growth and impact,” continued Mr. Clarke.

“Brain Injury Services truly values the financial guidance and support Access National Bank has provided to us since the inception of the organization. These funds will enable us to not only reach more survivors of brain injury but also allow us to be more creative in how best to serve their post-acute needs, like providing therapeutic interventions or more personalized social services,” stated Karen Brown, BIS, Executive Director. “We really wouldn’t be able to make the substantive impact on the community without Access National’s help.”

(L-R) Michael W. Clarke, Access National Bank, CEO; Karen Brown, BIS, Executive Director; Tom Ciolkosz, Access National Bank, Nonprofit Segment Team Leader; Rick Ferraro, BIS, President; Steven A. Reeder, Access National Bank, EVP, Chief Deposit Officer

About Brain Injury Services:

Brain Injury Services (BIS) has taken a leadership role in developing community based services for a brain injury. BIS takes pride in serving over 500 survivors and their families each year helping them build the skills and confidence they need to lead a productive and fulfilling life.

Veteran Banking Executive, David J. Leudemann, Joins Middleburg Bank as Executive Vice President, Market Executive Overseeing Commercial Banking

January 25, 2017 — Access National Corporation (NASDAQ: ANCX) (“Access” or the “Company”) and Middleburg Financial Corporation (NASDAQ: MBRG) (“Middleburg”), holding company for Access National Bank and Middleburg Bank, respectively, are pleased to announce the addition of David J. Leudemann to the Middleburg Bank Executive Team, serving as the Executive Vice President - Market Executive who will oversee commercial banking for Middleburg Bank.  Mr. Leudemann will remain in a leadership role once the two organizations complete the pending merger, slated for second quarter 2017.

Mr. Leudemann has a long and illustrious banking career spanning over thirty years, most recently serving as the Dulles Corridor Market President for BB&T. Management of both Access National Bank and Middleburg Bank believe that Mr. Leudemann’s experience and leadership will create a stronger commercial-focused conduit between the two successful organizations upon their combination. In his new role at Middleburg Bank, Mr. Leudemann will help the organization maximize the opportunities presented by the pending merger with focus on bringing industry specific, locally delivered expertise to Loudoun’s business community including government contract lending, asset based lending, medical practice financing, SBA 504 and M&A financing.  As both a Loudoun County market expert and resident, Mr. Leudemann views this rare local leadership role as an opportunity to positively impact the economy by investing in his own community. He currently serves on the Board of Directors for the Dulles Regional Chamber of Commerce and for Northern Virginia Family Service and is a member of the Committee for Dulles. He formerly served on the boards of several large nonprofits.

 “The addition of Mr. Leudemann to the Middleburg team, coupled with investments in sophisticated online banking technologies to more effectively serve the government contracting sector and other commercial industries signifies an organizational recalibration hinged on delivering diversified capabilities,” stated John C. Lee, Chairman of the Board of Middleburg Financial Corporation and who will serve as Chairman of the combined organization upon completion of the merger. Mr. Lee is a highly respected executive in the data center industry who founded Lee Technologies, Inc., now Schneider Electric, which supports Fortune 1000 companies and government agencies, and he currently serves on the Board of the Northern Virginia Technology Council.  

“We feel very fortunate to have a banker of David’s caliber join our dynamic organization following completion of the pending merger and contribute his commercial expertise,” stated Michael W. Clarke, CEO of Access National Corporation. “The hiring of David is an important next step to realizing our merger objectives announced in October 2016 where we remain committed to preserving the 92-year old Middleburg brand heritage and its loyal client base, while being able to offer expanded commercial banking capabilities along with true concierge private banking and wealth services to the broader Loudoun market,” continued Mr. Clarke. Read the full press release.

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Rated Superior - Top Rating Possible by IDC Financial Publishing, Inc.
Ranked #1 in the VA and Metro DC Area for Best 3-Year Return on Average Equity by American Banker
Ranked in the 100 Top-Performing Banks Nationally $1-$10B in Assets by S&P Global Market Intelligence
Ranked #3 Most Profitable Greater Washington Bank by the FDIC
Sm-all Stars Award for Top Performing Community Bank by Sandler O’Neill Partners
Community Bankers Cup Award For Excellence by Raymond James Research
Top SBA Lending Bank by the Business Finance Group
2017 Northern Virginia Association of Realtors Affiliate of the Year
2017 Loudoun Times-Mirror Best of Loudoun
Rated Superior - Top Rating Possible by IDC Financial Publishing, Inc.
Ranked #1 in the VA and Metro DC Area for Best 3-Year Return on Average Equity by American Banker
Ranked in the 100 Top-Performing Banks Nationally $1-$10B in Assets by S&P Global Market Intelligence
Ranked #3 Most Profitable Greater Washington Bank by the FDIC
Sm-all Stars Award for Top Performing Community Bank by Sandler O’Neill Partners
Community Bankers Cup Award For Excellence by Raymond James Research
Top SBA Lending Bank by the Business Finance Group
2017 Northern Virginia Association of Realtors Affiliate of the Year
2017 Loudoun Times-Mirror Best of Loudoun