Personal Checking Accounts

We understand how busy life can get, which is why we offer a selection of checking accounts that help you save time and money.

View our Deposit Rates.

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COMPARE OUR PERSONAL CHECKING ACCOUNTS

COMPARE OUR PERSONAL CHECKING ACCOUNTS
Account Type Free Checking Hunt Club Checking Money Matters Checking Executive Checking
Best If You Want...

Our basic checking account with unlimited check writing capability.

An account that rewards you for your banking relationship.

Earn a higher yield by maintaining a higher balance.

As an employee of an Access National Bank or Middleburg Bank business client, we offer some powerful perks and plenty of FREE services, including no ATM fees anywhere.

Minimum Opening Deposit $25 $500 $500 $500
Average Daily Balance to Avoid Monthly Fee $0 $5,000
Combined balance on personal checking, savings, money market and CDs.
$20,000 None with Payroll Direct Deposit
Balance Earns Interest   Yes Yes Yes
Employer Must Be an Access National or Middleburg Bank Client to Qualify       Yes
FREE AccessConnect Online Banking and Mobile Banking Yes Yes Yes Yes
FREE Debit Card with CardValet®
ATM Surcharge Refunds   Unlimited Unlimited Unlimited
Fee-FREE Overdraft Prevention Sweep from Linked Account Yes Yes Yes Yes
FREE First Order of Checks (Select Styles)   Yes Yes Yes
FREE Check Reorders (Select Styles)   Yes Yes yes
Discounts on Access National Mortgages       yes
Credit Cards Available Yes Yes Yes yes
Account Type Free Checking Hunt Club Checking Money Matters Checking Executive Checking

 

We Succeed Because Our Clients Do

Ranked in 2018 Top 200 Healthiest Banks by DepositAccounts.com
Rated Superior - Top Rating Possible by IDC Financial Publishing, Inc.
Ranked #1 in the VA and Metro DC Area for Best 3-Year Return on Average Equity by American Banker
Ranked in Top 50 Top Performing Banks $2-$10B in Assets By American Banker
Ranked #3 Most Profitable Greater Washington Bank by the FDIC
Sm-all Stars Award for Top Performing Community Bank by Sandler O’Neill Partners
Community Bankers Cup Award For Excellence by Raymond James Research
Top SBA Lending Bank by the Business Finance Group
2017 Northern Virginia Association of Realtors Affiliate of the Year
Ranked in 2018 Top 200 Healthiest Banks by DepositAccounts.com
Rated Superior - Top Rating Possible by IDC Financial Publishing, Inc.
Ranked #1 in the VA and Metro DC Area for Best 3-Year Return on Average Equity by American Banker
Ranked in Top 50 Top Performing Banks $2-$10B in Assets By American Banker
Ranked #3 Most Profitable Greater Washington Bank by the FDIC
Sm-all Stars Award for Top Performing Community Bank by Sandler O’Neill Partners
Community Bankers Cup Award For Excellence by Raymond James Research
Top SBA Lending Bank by the Business Finance Group
2017 Northern Virginia Association of Realtors Affiliate of the Year
Ranked in 2018 Top 200 Healthiest Banks by DepositAccounts.com
Rated Superior - Top Rating Possible by IDC Financial Publishing, Inc.
Ranked #1 in the VA and Metro DC Area for Best 3-Year Return on Average Equity by American Banker
Ranked in Top 50 Top Performing Banks $2-$10B in Assets By American Banker
Ranked #3 Most Profitable Greater Washington Bank by the FDIC
Sm-all Stars Award for Top Performing Community Bank by Sandler O’Neill Partners
Community Bankers Cup Award For Excellence by Raymond James Research
Top SBA Lending Bank by the Business Finance Group
2017 Northern Virginia Association of Realtors Affiliate of the Year