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Member FDIC. Equal Housing Lender.
Middleburg Bank, a division of Access National Bank.

Personal Checking Accounts

We understand how busy life can get, which is why we offer a selection of checking accounts that help you save time and money.

View our Deposit Rates.

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COMPARE OUR PERSONAL CHECKING ACCOUNTS
Account Type Personal Checking Hunt Club Checking Money Matters Checking Shareholder
Interest Checking
Executive Checking
Best If You Want...

Our basic checking account with unlimited check writing capability.

An account that rewards you for your banking relationship.

Earn a higher yield by maintaining a higher balance.

As a benefit of being an Access National Corporation (ANCX) Shareholder, you get a rewarding rate on top of your stock ownership.

As an employee of an Access National Bank or Middleburg Bank business client, we offer some powerful perks and plenty of FREE services, including no ATM fees anywhere.

Minimum Opening Deposit $500 $500 $500 $500 $500
Average Daily Balance to Avoid Monthly Fee $1,500 $5,000
Combined balance on personal checking, savings, money market and CDs.
$20,000 $2,500 None with Payroll Direct Deposit
Balance Earns Interest   Yes Yes Yes Yes
Must Be an ANCX Shareholder to Qualify       Yes  
Employer Must Be an Access National or Middleburg Bank Client to Qualify         Yes
FREE AccessConnect Online Banking and Mobile Banking Yes Yes Yes Yes Yes
FREE Debit Card with CardValet® Yes
ATM Surcharge Refunds 4 per month, $15 maximum refund Unlimited Unlimited Unlimited Unlimited
Fee-FREE Overdraft Prevention Sweep from Linked Account Yes Yes Yes Yes Yes
FREE First Order of Checks (Select Styles) Yes Yes Yes Yes Yes
FREE Check Reorders (Select Styles)         yes
Discounts on Access National Mortgages         yes
Credit Cards Available Yes Yes Yes Yes yes
Account Type Personal Checking Hunt Club Checking Money Matters Checking Shareholder
Interest Checking
Executive Checking

 

We Succeed Because Our Clients Do

Rated Superior - Top Rating Possible by IDC Financial Publishing, Inc.
Ranked #1 in the VA and Metro DC Area for Best 3-Year Return on Average Equity by American Banker
Ranked in the 100 Top-Performing Banks Nationally $1-$10B in Assets by S&P Global Market Intelligence
Ranked #3 Most Profitable Greater Washington Bank by the FDIC
Sm-all Stars Award for Top Performing Community Bank by Sandler O’Neill Partners
Community Bankers Cup Award For Excellence by Raymond James Research
Top SBA Lending Bank by the Business Finance Group
2017 Northern Virginia Association of Realtors Affiliate of the Year
2017 Loudoun Times-Mirror Best of Loudoun
Rated Superior - Top Rating Possible by IDC Financial Publishing, Inc.
Ranked #1 in the VA and Metro DC Area for Best 3-Year Return on Average Equity by American Banker
 
Ranked in the 100 Top-Performing Banks Nationally $1-$10B in Assets by S&P Global Market Intelligence
Ranked #3 Most Profitable Greater Washington Bank by the FDIC
Sm-all Stars Award for Top Performing Community Bank by Sandler O’Neill Partners
Community Bankers Cup Award For Excellence by Raymond James Research
Top SBA Lending Bank by the Business Finance Group
2017 Northern Virginia Association of Realtors Affiliate of the Year
2017 Loudoun Times-Mirror Best of Loudoun