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Member FDIC. Equal Housing Lender.

Personal Loans & Lines of Credit

Access National Bank knows that your home is one of the most important investments you’ll ever make, which is why we have Home Equity Loans and Lines of Credit that can help you maintain your investment and even add to it. You'll have the flexibility to pay for renovations to an existing home or other personal expenses. Or you can get access to extra cash when you need it and whenever you need it most.

Access National Bank's Personal Lending Solutions Include:

Home Equity Line of Credit

Take advantage of your biggest asset — your home. By using the equity in your home, you may qualify for a sizable amount of credit, at a relatively low interest rate, which may even be tax-deductible. Consider a HELOC if your plans include:

  • Home improvement projects
  • Debt consolidation
  • Purchase of a vehicle
  • Education expenses
  • Wedding event expenses & so much more...

The Access HELOC is a 5-year revolving line of credit. After 5 years, the unpaid balance is converted to a term loan and payments are made on a 15-year schedule, subject to renewal on the 15th anniversary from the original HELOC closing. Conveniently access the line of credit by simply writing checks. Rates are based on WSJ (Wall Street Journal) Prime.

Investment Property Mortgages

Expanding your investment portfolio? Investing in a property can be a wise financial choice. Whether you are looking to make a purchase or refinance an existing property, Access National Bank's team of lending professionals can customize a lending solution to meet your investment strategy.

  1. All personal loans are subject to credit approval.
  2. Consult your tax advisor for deductibility.

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