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Member FDIC. Equal Housing Lender.
Middleburg Bank, a division of Access National Bank.

MONDAY, December 10 - The Richmond FSC location will be closed today, due to inclement weather. All other FSC locations and departments will
operate during regular business hours.

Personal Loans & Lines of Credit

We know that your home is one of the most important investments you’ll ever make, which is why we have Home Equity Loans and Lines of Credit that can help you maintain your investment and even add to it. You'll have the flexibility to pay for renovations to an existing home or other personal expenses. Or you can get access to extra cash when you need it and whenever you need it most.

Our Personal Lending Solutions Include:

Home Equity Line of Credit

Take advantage of your biggest asset — your home. By using the equity in your home, you may qualify for a sizable amount of credit, at a relatively low interest rate, which may even be tax-deductible. Consider a HELOC if your plans include:

  • Home improvement projects
  • Debt consolidation
  • Purchase of a vehicle
  • Education expenses
  • Wedding event expenses & so much more...

Our HELOC is a 5-year revolving line of credit. After 5 years, the unpaid balance is converted to a term loan and payments are made on a 15-year schedule, subject to renewal on the 15th anniversary from the original HELOC closing. Conveniently access the line of credit by simply writing checks. Rates are based on WSJ (Wall Street Journal) Prime.

Investment Property Mortgages

Expanding your investment portfolio? Investing in a property can be a wise financial choice. Whether you are looking to make a purchase or refinance an existing property, The Bank's team of lending professionals can customize a lending solution to meet your investment strategy.

  1. All personal loans are subject to credit approval.
  2. Consult your tax advisor for deductibility.

We Succeed Because Our Clients Do

Ranked in 2018 Top 200 Healthiest Banks by DepositAccounts.com
Rated Superior - Top Rating Possible by IDC Financial Publishing, Inc.
Ranked #1 in the VA and Metro DC Area for Best 3-Year Return on Average Equity by American Banker
Ranked in Top 50 Top Performing Banks $2-$10B in Assets By American Banker
Ranked #3 Most Profitable Greater Washington Bank by the FDIC
Sm-all Stars Award for Top Performing Community Bank by Sandler O’Neill Partners
Community Bankers Cup Award For Excellence by Raymond James Research
Top SBA Lending Bank by the Business Finance Group
2017 Northern Virginia Association of Realtors Affiliate of the Year
2017 Loudoun Times-Mirror Best of Loudoun
Ranked in 2018 Top 200 Healthiest Banks by DepositAccounts.com
Rated Superior - Top Rating Possible by IDC Financial Publishing, Inc.
Ranked #1 in the VA and Metro DC Area for Best 3-Year Return on Average Equity by American Banker
Ranked in Top 50 Top Performing Banks $2-$10B in Assets By American Banker
Ranked #3 Most Profitable Greater Washington Bank by the FDIC
Sm-all Stars Award for Top Performing Community Bank by Sandler O’Neill Partners
Community Bankers Cup Award For Excellence by Raymond James Research
Top SBA Lending Bank by the Business Finance Group
2017 Northern Virginia Association of Realtors Affiliate of the Year
2017 Loudoun Times-Mirror Best of Loudoun