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Member FDIC. Equal Housing Lender.
Middleburg Bank, a division of Access National Bank.

MONDAY, December 10 - The Richmond FSC location will be closed today, due to inclement weather. All other FSC locations and departments will
operate during regular business hours.

Real Estate Services

Our team of Real Estate Services professionals bring deep industry knowledge and an entrepreneurial way of thinking to help move your plans into action. We recognize that every real estate deal and construction project is unique, which is why we will work with you to customize on-target banking and financing solutions to meet your needs.

When you partner with us you can expect:

  • Direct Access — with someone who understands the DC Metro Real Estate Services industry
  • Flexible Solutions — a range of financial management services tailored for contractors, builders, business owners, homeowners and investors
  • Valuable Resources — tools and guidance to help with every stage of your business

Commercial Real Estate

  • Office Buildings
  • Shopping Centers
  • Owner-Occupied Properties
  • Medical
  • Institutional

Residential Real Estate

  • Single Family
  • Home Renovation Loans
  • Construction
  • Construction-to-Perm
  • Portfolio Mortgage Loans
  • HELOCs
  • Second Trust Loans
  • Bridge Loans

Tax-Exempt Financing

  • Low Income Tax Credit (Residential)
  • Historic Tax Credit
  • New Market Tax Credit

Loan Guaranty Programs

Financing for Construction Contractors

  • Account Receivable Lines of Credit
  • Working Capital Loans
  • SBA 504
  • Equipment Financing
  • Inventory


Michael Terpak is a tremendous asset to your bank. He demonstrates an in depth understanding of my business and my personal financial situation."
        − David F. Counts, Owner
           Taurus Enterprises, LLC.

Organizational Involvement